Being injured in a car accident is a traumatic experience, and it’s only natural to be in a hurry to put the event behind you. Unfortunately, if you’re waiting on a settlement, you may feel like you’ll never be able to move on from the accident. Hiring a car wreck injury attorney in San Antonio is the right choice if you want to ensure that you get the maximum compensation for your injuries and avoid getting the run around from the other driver’s insurance company.
Ask a Car Wreck Injury Lawyer in San Antonio: How Long Does It Take to Get a Settlement?
Waiting for your car wreck case to settle can be a long and frustrating process. There’s no way to predict how long it will take for your case to reach a settlement, as numerous variables impact the amount of time it takes for your claim to be completed. While straightforward cases with minimal injuries and helpful insurance companies can be settled in a few weeks, complex cases involving extensive injuries and multiple drivers can take years.
According to a study by the Federal Bureau of Justice Statistics, the average timeframe for a car accident settlement is 14 months. If you’re working with a car wreck injury attorney in San Antonio, they can give you an estimated timeframe based on the specifics of your case, but they won’t be able to guarantee how long your claim will take to settle.
Factors Impacting the Settlement Timeframe
Before filing your claim, your injuries should be healed. If you are still receiving care for your injuries, you are continuing to accumulate medical bills and don’t have a total for your medical expenses. Additionally, unless you have reached maximum medical improvements, you don’t know what ongoing care you may need. Without a concrete number for your medical expenses, you risk accepting a settlement offer that doesn’t cover the medical care you need.
Even if you’re tempted to proceed with the settlement before you’re fully healed, don’t let your hurry to be finished with the ordeal cause you to make a decision you’ll regret. If you settle too soon only to find out you’ll need ongoing treatments or therapies for the rest of your life, you could compromise your financial future.
Your case will settle more quickly if there’s no question over which driver is responsible for the accident. Accidents involving multiple at-fault parties will take longer to resolve than a case with a clearly defined at-fault party. Also, the settlement may take longer if you played any role in causing the accident since your level of responsibility will need to be determined.
When liability is uncertain, your lawyer and the insurance company will have to do some legwork to collect evidence proving who is responsible. If the crash site evidence isn’t enough to determine the at-fault party, the insurance company may request an accident recreation or a complete crash investigation. This process can be time-consuming and drag your case out for months.
If you’re seeking a large settlement, you’ll want to settle in for the long haul. The more significant your payment, the more time the insurance company will invest in trying to reduce your payout. They will hire a legal defense team to search for ways to prevent you from receiving the whole settlement, examine details of the accident, and look for ways to show you’re at fault or partially at fault so they can pay you less.
Some insurance companies move fast when handling smaller settlements, while others will move as slowly as possible regardless of the settlement amount. Insurance companies hope that if they take their time on your settlement, you’ll accept a lower amount to get the frustrating ordeal over with or become discouraged and stop pursuing your claim.
Before an insurance company provides you with a payout, they want to see proof of your medical bills and other expenses. Collecting the paper trail to support your claims can take time, especially if you’re factoring future care costs into your claim.
Most insurance companies will want statements from medical professionals detailing your projected care costs before they consider settling your claim. Keeping track of your medical bills throughout the process will help expedite the claim and ensure you have documentation to back up your case.
Receive Maximum Compensation
Working with a skilled car accident attorney offers you the best chance of receiving appropriate compensation for your injuries. Relying on the insurance company to pay you what is fair will only result in them offering you far less than your damages deserve. An experienced car wreck injury attorney in San Antonio will also ensure your case keeps moving and the insurance company doesn’t stall until you give up on pursuing the compensation you deserve.
All the various elements of an accident combine to determine how long your claim will take to settle. But if you begin the claims process with the realization that your case could be an ongoing part of your life, you’ll be less likely to become frustrated and walk away from the compensation you deserve. Instead, talk to your attorney about the best ways to expedite your claim, and then buckle in for the long haul; you’ll be glad you did once you have your settlement.